Empowering Green Travel PM Electric Bike and Rickshaw Loan Scheme 2025
Pakistan is advancing toward a greener future with the PM Electric Bike and Rickshaw Loan Scheme 2025, part of the PAVE Program. Launched by Prime Minister Shehbaz Sharif, it aims to make eco friendly transportation accessible to students, workers, women, and small business owners through subsidies and interest free loans. Rising fuel costs and environmental concerns make this program a vital step for affordable, sustainable mobility.
پاکستان ایک سبز مستقبل کی طرف بڑھ رہا ہے وزیراعظم الیکٹرک بائیک اور رکشہ لون اسکیم 2025 کے ذریعے، جو کہ PAVE پروگرام کا حصہ ہے۔ یہ اسکیم وزیراعظم شہباز شریف نے لانچ کی ہے تاکہ طلبہ، مزدوروں، خواتین اور چھوٹے کاروباری افراد کے لیے ماحول دوست ٹرانسپورٹ کو آسان اور قابلِ رسائی بنایا جا سکے، سبسڈی اور بغیر سود کے قرضوں کے ذریعے۔ بڑھتی ہوئی فیول قیمتیں اور ماحولیاتی خدشات اس پروگرام کو ایک اہم قدم بناتے ہیں جو عوام کو سستی اور پائیدار سفری سہولت فراہم کرے گا۔
PM Electric Bike and Rickshaw Loan Scheme Overview
The PM Electric Bike and Rickshaw Loan Scheme 2025, under the New Energy Vehicle Policy 2025/30, promotes electric vehicles across Pakistan. The government offers electric bikes, rickshaws, and loaders at subsidized rates with zero markup loans, targeting 40,000 bikes and 1,000 rickshaws/loaders in the first phase. This reduces petrol use and air pollution in key cities.
The scheme is inclusive, with special quotas for women (25%), students, delivery riders, and commercial users. Whether you’re a university student struggling with commute costs or a small business owner looking for affordable transport, this program is tailored to meet your needs. The application process is fully digital, ensuring transparency and fairness through an e balloting system.
Read Also : Punjab Electric Bike Scheme for Female Applicants Key Benefits
PM Electric Bike and Rickshaw Loan Scheme Key Features
| Feature | Electric Bike | Electric Rickshaw/Loader |
|---|---|---|
| Subsidy | Rs. 50,000 To 80,000 | Rs. 200,000 To 400,000 |
| Loan Tenure | 2 years | 3 years |
| Interest Rate | 0% (Govt covers markup) | 0% (Govt covers markup) |
| Priority Quotas | 25% Women, 10% Delivery Riders | 10% Balochistan quota |
| Eligibility | Pakistani citizen, 18 To 65 years, CNIC, valid license | Pakistani citizen, 21To 65 years, CNIC, valid license |
PM Electric Bike and Rickshaw Loan Scheme Benefits
This scheme is more than just a loan program; it’s a step toward sustainable living. Here are the main advantages:
- Affordable Mobility: Electric bikes start at around Rs. 290,000 with a subsidy of up to Rs. 50,000, while rickshaws cost around Rs. 880,000 with a subsidy of up to Rs. 200,000. Monthly installments are as low as Rs. 2,900 for bikes and Rs. 8,800 for rickshaws.
- Zero Markup Loans: No interest means you only pay the principal amount, making it easier to own an EV.
- Fuel Savings: Switching to electric vehicles can save up to Rs. 10,000 monthly for bikes and Rs. 45,000 for rickshaws, reducing your daily expenses.
- Eco Friendly: EVs produce zero tailpipe emissions, helping combat air pollution and aligning with Pakistan’s Paris Agreement commitments.
- Job Creation: The program supports local EV manufacturing, boosting employment in the green technology sector.
Yeh scheme na sirf apki jeb ko rahat deti hai balki mahol ko bhi saaf rakhti hai. Apki rozana ki safar kharchay kam hongay, aur ap Pakistan ke greener future ka hissa ban sakte hain.
Read Also : Empowering Female Youth: CM Punjab Pink Scooty Scheme 2025 Brings Hope and Mobility
PM Electric Bike & Rickshaw Loan Scheme 2025 Eligibility
To apply for the PM Electric Bike and Rickshaw Loan Scheme, you must meet the following criteria:
- Age: 18 To 65 years for e bikes, 21 To 65 years for rickshaws/loaders.
- Citizenship: Valid Pakistani CNIC.
- License: Motorcycle license for e bikes, rickshaw/transport license for rickshaws or loaders.
- Documents: CNIC, proof of income (e.g., salary slips or bank statements), and quota specific certificates (if applicable).
PM Electric Bike & Rickshaw Loan Scheme 2025 Application Proces
application process is simple and online via pave.gov.pk. Here’s how to get started:
- Visit pave.gov.pk and click “Register” to create an account.
- Fill in your personal details, including CNIC, address, and license information.
- Choose your vehicle (bike, rickshaw, or loader) and upload required documents.
- Pay a small registration fee of Rs. 1,048 at the National Bank of Pakistan.
- Submit your application and track its status using your Application ID.
Agar apke paas valid documents hain aur ap eligible hain, to jaldi se apply karein. Portal pe har step clear hai, aur helpline 1048 bhi available hai agar apko koi masla ho.
Why This Scheme PAVE Program Pakistan Matters
Pakistan faces challenges like rising fuel prices and urban pollution. The PM Electric Bike and Rickshaw Loan Scheme addresses these issues by making EVs affordable and accessible. For students, it means easier commutes to colleges. For delivery riders, it’s a chance to cut fuel costs. For women, the 25% quota ensures equal access to this opportunity. The government’s Rs. 9 billion budget for 2025 to 26 shows its commitment to green mobility, with plans to introduce over 2 million EVs by 2030.
Is scheme ke zariye ap na sirf apna safar asaan kar sakte hain balki mulk ke mustaqbil ko bhi behtar bana sakte hain. Yeh ek aisa moqa hai jo na sirf apke budget ko support karta hai balki apko eco friendly lifestyle ki taraf le jata hai.
Read Also : Life Changing Punjab Electric Bike Incentive Program 2025 Win 1 Lakh Reward from Government
FAQs
Who can apply for the PM Electric Bike & Rickshaw Loan Scheme 2025?
Pakistani citizens aged 18 to 55 years, including students, riders, and rickshaw drivers, are eligible.
What vehicles are offered under the PM Electric Bike & Rickshaw Loan Scheme 2025?
Applicants can get financing for electric bikes and electric rickshaws with easy installment plans.
How to apply for the PM Electric Bike & Rickshaw Loan Scheme 2025?
You can apply through designated banks or online portals by submitting CNIC and income/student proof.
What are the benefits of the PM Electric Bike & Rickshaw Loan Scheme 2025?
It provides affordable transport, fuel savings, employment opportunities, and eco friendly mobility for youth
Conclusion
The PM Electric Bike & Rickshaw Loan Scheme 2025 is a golden opportunity for Pakistan’s youth, students, riders, and small business owners to achieve financial independence while contributing to a cleaner environment. Yeh scheme sirf ek loan offer nahi karti yeh ek naya lifestyle aur behtareen future ki guarantee hai. With affordable installments, eco friendly vehicles, and employment opportunities, this program directly supports those who dream of progress but struggle with resources.
For the latest updates, visit the website PunjabGovSchemes.pk or follow government announcements.
