Asaan Karobar Card 2025 Apply Online Unlock Your Business

Asaan Karobar Card A Game Changer for Entrepreneurs

In a bold move to empower small businesses and startups, the Asaan Karobar Card has been launched by the Punjab government under the visionary leadership of Chief Minister Maryam Nawaz Sharif. This transformative initiative, backed by a massive budget of Rs. 48 billion offers interest-free loans up to Rs. 1 million to eligible entrepreneurs. Designed to foster economic growth, the program provides flexible repayment options, allowing borrowers to repay the loan in manageable three-year installments.

پنجاب حکومت نے چھوٹے کاروباروں اور اسٹارٹ اپس کو مضبوط بنانے کے لیے آسان کاروبار کارڈ متعارف کرایا ہے، جو وزیر اعلیٰ مریم نواز شریف کی بصیرت افروز قیادت میں ایک انقلابی اقدام ہے۔ اس منصوبے کے تحت 48 ارب روپے کے بڑے بجٹ کی مدد سے اہل کاروباری افراد کو 10 لاکھ روپے تک کے بلا سود قرضے فراہم کیے جائیں گے۔ یہ پروگرام اقتصادی ترقی کو فروغ دینے کے لیے ڈیزائن کیا گیا ہے اور اس میں لچکدار ادائیگی کے آپشنز شامل ہیں، جس کے تحت قرض لینے والے آسان تین سالہ اقساط میں ادائیگی کر سکتے ہیں۔

What makes this scheme truly revolutionary is its inclusivity. It welcomes applications from men, women, transgenders, and special persons, ensuring that no one is left behind. By eliminating financial barriers, the Asaan Karobar Card aims to create a thriving entrepreneurial ecosystem across Punjab.

یہ اسکیم واقعی انقلابی اس لیے ہے کیونکہ یہ شمولیت پر مبنی ہے۔ اس میں مرد، خواتین، خواجہ سرا اور خصوصی افراد کی درخواستوں کو خوش آمدید کہا جاتا ہے، تاکہ کوئی بھی پیچھے نہ رہ جائے۔ مالی رکاوٹوں کو ختم کرکے، آسان کاروبار کارڈ پنجاب بھر میں ایک ترقی پذیر کاروباری ماحول پیدا کرنے کا عزم رکھتا ہے۔

Eligibility Criteria for Asaan Karobar Card

To qualify for this life-changing financial assistance, applicants must meet the following criteria:

Residency: Must be a permanent resident of Punjab.
Age: Between 21 to 57 years.
CNIC: Possess a valid Pakistani CNIC with a Punjab address.
Mobile SIM: A registered mobile SIM in the applicant’s name.
Taxpayer Status: Must be an active taxpayer registered with the Federal Board of Revenue (FBR).
Business Status: Small entrepreneurs (SEs) and startups operating within Punjab are eligible.

If you meet these conditions, you’re all set to apply for the Asaan Karobar Card Loan effortlessly.

Step-by-Step Guide to Register for Asaan Karobar Card

Follow these simple steps to submit your online application:

1. Visit the Official Portal

Open your browser and go to akc.punjab.gov.pk.

2. Create an Account

Click on “Register Now” and fill in the required details:
- Full Name
- Father’s Name
- CNIC Number
- Date of Birth
- CNIC Issuance & Expiry Date
- Mobile Number (registered in your name)
- Secure Password
Click “Create Account”.

3. Log in to Your Account

Use your CNIC and password to access the portal.

4. Complete the Loan Application

The application form is divided into four sections:
1. Personal Information
2. Business Details
3. Loan Requirements
4. Document Uploads

5. Submit Your Application

Double-check all the provided information and click “Submit”.

🔹 Exciting Update: The Rs. 500 challan fee has been abolished, making the application process completely free!

You Can Also Read: : Benazir Taleemi Wazaif Program 2025 Eligibility & Registration Made Easy

Loan Usage & Repayment Terms

To ensure fair and effective utilization of funds, the Punjab government has outlined clear terms for loan usage and repayment:

First 50% of the loan can be accessed within 6 months.
The loan amount must be used exclusively for business purposes.
Personal or entertainment-related transactions are strictly prohibited.
No repayment is required for the first 3 months (grace period).
After 3 months, monthly installments start at 5% of the outstanding amount.
The remaining 50% will be released after timely repayment of the first installment cycle.
The total repayment period is 3 years, ensuring financial ease for business owners.

Breaking News: Challan Fees Waived!

In a significant move to support aspiring entrepreneurs, the Punjab Government has removed the Rs. 500 challan fee. This means eligible applicants can now apply for the Asaan Karobar Card Loan 100% free of cost. This business-friendly policy removes financial hurdles, making it easier for individuals to access funding and kickstart their entrepreneurial journey.

Why Choose the Asaan Karobar Card?

Interest-Free Loans: Say goodbye to high-interest loans and focus on growing your business.
Flexible Repayment: Enjoy a 3-year repayment plan with a 3-month grace period.
Inclusive Approach: Open to all genders, including transgenders and special persons.
Zero Application Fees: Apply without any financial burden.
Boost for Startups: Ideal for small entrepreneurs and startups looking to scale their operations.

Asaan Karobar Card FAQs

1. What is the Asaan Karobar Card?

The Asaan Karobar Card is a Punjab government initiative offering interest-free loans up to Rs. 1 million to small businesses and startups to boost economic growth.

2. Who is eligible to apply?

Applicants must:

Be Punjab residents aged 21-57 years.
Have a valid CNIC, registered SIM, and FBR taxpayer status.
Operate as small entrepreneurs or startups in Punjab.

3. Can women and transgender individuals apply?

Yes, the program is fully inclusive. Women, transgender individuals, and persons with disabilities are encouraged to apply and benefit from this initiative.

4. What are the repayment terms?

First 50% of the loan is accessible within 6 months.
3-month grace period with no repayments.
Monthly installments start at 5% of the outstanding amount.
Total repayment period: 3 years.

Conclusion

The CM Punjab Asaan Karobar Card is more than just a loan scheme; it’s a lifeline for small business owners striving to achieve financial independence. With interest-free financing, flexible repayment terms, and zero application fees, this initiative is set to revolutionize Punjab’s entrepreneurial landscape.Don’t miss this golden opportunity! Apply now at akc.punjab.gov.pk and take the first step toward securing your business’s future. Whether you’re a budding entrepreneur or an established small business owner, the Asaan Karobar Card is your gateway to effortless business growth and financial freedom.

For more updates and information, visit PunjabGovSchemes.pk.